Your Questions About Heels Without Heel For Sale

Susan asks…

What kind of sandals can I wear? I have Plantar Fasciitis (Heel pain)?

Hello I have Plantar Fasciitis (Heel pain caused by inflammation of connective tissue on the bottom part of my foot). My doctor has advised wearing insoles that support the arches of my feet as in my case the problem is caused by dropped arches and my left foot rolling inwards. My feet need support but insoles tend to slip out of sandals! Are there any sandals on sale in the UK that will provide the necessary support and shaping without the need for an insole? Or does anyone have any other ideas? It's summer and my feet get really hot in shoes! Oh and preferably they should come in black or another dark colour.

Our pick of the answers:

My dad wore birkenstocks when his PF was bothering him and he still does today. They aren't really my style of shoe though. For me it was better to use Crocs. I actually wear their Rx Relief shoes to work every day (they are designed to provide comfort for PF). I have them in brown, but they come in all colors (including black). I usually wear them without socks and the holes give my feet enough air flow. I wear them with jeans. When I purchased them I also got crocs flip flops, mary janes, and some other type that are comfy, too (they were all on sale). I got silver flip flops, but I am sure they have them in black, too. My mary janes are my weekend shoes for the most part so I typically wear them with shorts. Crocs are "squishy" so they feel nice to walk on. Good luck! PF is such a pain!

Helen asks…

Mortgage after short sale... any lenders who will consider circumstances, or is everything black and white?

I've been searching and reading about getting a mortgage after a short sale. I've read numerous times that ".... the lender will take into consideration the circumstances that brought about the short sale". My question is WHERE are all these lenders who will supposedly listen to, and consider my personal (and truly extenuating) circumstances? They make it sound as though I can simply run down to Commerce Bank and talk to Mr. Drysdale (Beverly Hillbillies reference... sorry). Thus far I have been flatly turned down, without the option of explanation or discussion. Who and where are these would-be lenders? For the record, I had taken my keys to the mortgage company to surrender my house about 2-3 months after filing chap. 7, and they suggested that I sell the house on a short sale (which I did), as it would look better on my credit. The short sale was a slow process, and was completed last year with foreclosure hot on it's heels. As an additional question: what, literally, does a foreclosure or short sale look like on a credit report? My credit reports merely show the mortgage status as "included in chap. 7 bankruptcy". I see no mentions of foreclosure or otherwise settled for a lesser amount. I had 0 late payments prior to my chap. 7, and my credit score is currently around 689. Thank you for any info & direction on this! Note: I didn't want to come across as someone who deserves leniency or special treatment by any means. I'm just trying to see if there's any reality behind what I've read about sympathetic ears in the mortgage industry, or if it's just a pipe dream. I was originally told by a mortgage broker that I would be qualified for a mortgage this November (24 months since chap. 7 discharge). I didn't purposefully omit the short sale from my discussion with the mortgage broker, I was ignorant to the fact that it was a game-changer. The mortgage broker pulled my credit, and was not aware there was a short sale involved until I later told him, which is why I was also asking how to identify it on my credit report.

Our pick of the answers:

Even if they would ignore the short sale, you're asking them to overlook a bankruptcy too. I'm sorry for your personal circumstances, but you're asking for a lot from someone who is putting their money on the line and taking a chance on you. Hang in there and do your best to rebuild your credit in the meantime. Good luck! PS - I've found mortgage brokers have the most options in general since they can access so many banks. If you haven't yet, find a recommended broker in your area.

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